0% introductory APR for 21 months on stability transfers: One of the crucial longest introductory classes on stability transfers we’ve come throughout, you’ll get a nil% intro APR at the stability transferred for a complete 21 months, which means that you’ll have virtually two years to repay your stability.
0% introductory APR for 365 days on purchases: You’ll additionally get a nil% intro APR on pristine purchases for the primary 365 days. It is a useful perk in the event you plan on purchasing anything else with the cardboard.
Make a selection your cost due pace: A modest flexibility can travel a ways in terms of managing your budget. The cardboard permits you to make a choice from any to be had cost pace, whether or not it’s at first, center, or finish of the year. That method, you’ll be able to arrange computerized bills which are aligned together with your paycheck.
Incorrect past due charges: Some of the distinctive perks is that there are not any past due charges, ever. Moment you must at all times pay your invoice on era, as a result of past due bills can nonetheless impact your credit score, it’s great to grasp that you just received’t be charged in the event you do slip up and pass over a cost.
Incorrect penalty APR: In the event you pass over some bills, maximum bank cards will building up your rate of interest to their penalty APR. The Citi Simplicity® Card by no means fees a penalty fee, so your APR isn’t liable to expanding because of past due bills.
Incorrect annual price: This card comes without a annual price, which is an impressive component in case your objective is to repay debt.
